Can a Personal Injury Lawyer Negotiate Medical Bills After a Settlement?
Imagine this: Someone injured you in a serious accident that was no fault of your own. Suddenly, staggering medical bills from the ER start showing up in your mailbox.
On top of hospital charges, you now face expensive bills for follow-up treatment like physical therapy and medications.
Before you know it, you’re looking at many thousands of dollars worth of medical expenses – not to mention lost wages if your injuries prevent you from working.
It’s a difficult position to find yourself in. However, an experienced personal injury attorney can reduce your medical expenses significantly through strategic negotiation.
How Lawyers Review and Contest Questionable Charges
California personal injury lawyers can closely analyze your itemized medical bills to spot questionable or inappropriate fees.
With years of handling personal injury cases, these advocates learned to recognize excessive charges that healthcare providers sometimes try to slip through.
Common issues an eagle-eyed injury lawyer may be able to catch include:
- Duplicate billings for the same treatment or medication.
- Billing for services that were never actually provided.
- Miscoded items to make medical treatment seem more complex.
- Costs above standard rates for a given procedure.
- Ongoing medical care is not reasonably tied to the accident.
By thoroughly auditing all charges line-by-line, a diligent personal injury attorney can assemble solid arguments for having improper fees removed.
Hospitals and doctors often eliminate unsupportable charges when presented with an attorney’s demands.
Negotiating Medical Payment Discounts
Many injury victims delay paying substantial medical bills as long as possible due to tight finances and the hope that a liability settlement may eventually cover these debts.
Yet, avoiding or postponing payments tends to worsen outcomes.
Hospitals typically add late fees and refer unresolved balances to aggressive collections agencies that can ruthlessly pursue and damage credit ratings.
Payment Reductions
A helpful strategy personal injury lawyers use is negotiating prompt payment discounts.
Many health providers would rather collect some cash immediately than hassle with drawn-out payment plans or collections processes down the road.
By proposing 30-50% discounts for quickly paying medical bills in full, attorneys can secure significant savings that make these expenses more manageable for cash-strapped clients.
Arguing Price Gouging and Unreasonable Charges
Some medical facilities or drug makers overcharge by outrageous multiples compared to the rational costs of delivering services.
Where apparent unfairness exists, seasoned lawyers make compelling arguments demanding fee waivers or reductions.
They may cite excessive profitability ratios of hospitals or pharmaceuticals while contrasting a victim’s financial hardship from the accident.
These cases for price relief apply most when:
- Massive markups exist between a medical product’s production costs and pricing.
- The injured person lacks health insurance coverage and the means to pay inflated prices fully.
Through well-crafted appeals and firm negotiation by legal counsel, accident patients can sometimes have unreasonable medical fees lowered substantially or even eliminated.
Insurance Negotiations and Settlement Strategies
Another avenue for relieving medical debt comes through insurance claim settlements.
Lawyers handle all negotiations with auto insurance, health, and liability carriers and seek maximum personal injury claim payouts. You then can allocate portions of the settlement amount toward outstanding health expenses when paid.
Asserting Case Valuation Into Negotiations
Often, car crashes and slip-and-falls inflict chronic health effects that need ongoing treatment, therapy, or medication for years.
Strategic personal injury lawyers assess these long-term medical projections when valuing cases. Seeking coverage for these sizable future medical costs during negotiation with insurance companies generally yields higher claim payouts.
Once funded, your attorney can pay down balances owed to your treatment providers. This method shifts the burden for your care expenses to the at-fault party’s insurer.
Structuring Reasonable Payment Terms
Without solid legal guidance, hospitals and practitioners typically demand unreasonable payment demands – high minimum amounts with excessive penalties for late payments.
Knowing these tactics, seasoned California personal injury attorneys fight to establish plans featuring more reasonable installments, lower interest rates, and flexible options when settlement funds run short, avoiding draconian default fees.
Lawyers essentially work to define debt payoffs that align with their clients’ post-accident financial realities.
Why Legal Help Is Crucial for Managing Medical Bills After an Accident
Today, we discovered that reliable attorneys have many tools for tackling accident-related medical debts that would otherwise devastate uninsured patients.
What might seem like astronomical invoices arriving in the aftermath of an accident often prove highly negotiable in the hands of a talented personal injury lawyer.
Contact Pasternack Injury Law Today
Don’t hesitate to seek legal assistance when facing extensive healthcare expenses after an accident. With dedicated support in your corner, those bills become far more manageable.
The Pasternack Injury Law Group in California stands ready to consult with accident victims who could benefit from guidance around financial and liability matters.
Contact us directly to explore your options. Our attorneys provide transparent counsel and steadfast representation so you can focus on recovery.